RDSP Q & A: Is it worthwhile opening an RDSP after 50?
I am over 50 and am no longer eligible to receive government contributions to my RDSP. Should I still apply for the DTC and open an RDSP? Many people believe that opening an RDSP after 50 is no longer...
Interview with Don Shafer from The Conversation Lab
In this interview with Don Shafer from The Conversation Lab, Cynthia Mihn from Disability Alliance BC and Nicola Dunne from Plan Institute discuss the RDSP and the work of both organizations. This interview aired on Vancouver Co-op Radio on...
You can now apply online for the Disability Tax Credit!
The Canada Revenue Agency (CRA) has announced that applications for the Disability Tax Credit (DTC) can now be submitted online! Please see below for the official letter from the CRA. If you’d like tips, guidance or to speak to...
Government offers relief to RDSP holders who lose DTC eligibility
Registered Disability Savings Plan – Cessation of Eligibility for the Disability Tax Credit * Update March 2021 – This article was originally posted in March 2019. For more up-to-date information on how RDSPs are treated during periods of...
Erin’s RDSP Story
Ric Tesan is an RDSP workshop facilitator with Plan Institute and, more importantly, the father of a daughter with a disability, Erin. Ric has graciously shared Erin’s RDSP story with us! Erin’s RDSP Story, by Ric Tesan ...
The Disability Tax Credit (DTC) – Did you receive a denial letter for your application?
The following is a letter from the Canada Revenue Agency (CRA), outlining the various options available to those who have received a denial letter regarding their application for the Disability Tax Credit (DTC). In addition to these options provided...
Jessica’s RDSP Story
The following is taken from a presentation Jessica Humphrey gave to families about her experience with a Registered Disability Savings Plan (RDSP). This story was originally posted by Community Living BC. To check out the original post, or view...
Sylvie’s RDSP Story
Sylvie Zebroff is the parent of James Martin, who is 24 years old and lives at home in Kelowna. Sylvie says James has classic autism: he is low-verbal, has a significant intellectual disability, visual and sensory processing challenges and...
RDSP Q & A: The 10 year rule is almost up. Now what?
Question: Many people started their RDSP in 2008, which means the 10 year waiting period for the first year of contributions is soon up. Now what? Can I actually take the money out now? What are some things to...
Canada’s taxman shouldn’t decide who has a disability
By Al Etmanski Canada’s Registered Disability Savings Plan (RDSP) is the first poverty-fighting tool for people with disabilities in the world. This remarkable example of federal/provincial/territorial co-operation, created in 2008, has already changed the lives of more than 150,000...