The RDSP: Rosie’s Story

.   For RDSP awareness month, we asked someone with an RDSP to share their experience. This is what they had to say.   At 34 years old my life completely changed I was a university graduate who was...

Why Connecting Patients with the DTC & RDSP Matters: A Physician’s Perspective

  A 48 year old with multiple sclerosis, a 24 year old with leukemia, an 18 year old with Down’s Syndrome, a 35 year old with recurrent bouts of severe depression. These are all patients of mine, each one...

Everyone Should Be Talking About Disability Poverty

by Michelle Hewitt, Co-Chair, Disability Without Poverty This month, everyone is talking about the Registered Disability Savings Plan (RDSP) – and so they should! Since its creation in 2008, the RDSP has been at the forefront of looking after...

Ask an Expert – RDSP Live Q & A

Join us for a free RDSP Ask an Expert event with Laura Mackenrot. Wednesday, October 20th at 10 AM PST. Click here to register here.

Budget 2021 – The RDSP, DTC and the Canada Disability Benefit

On April 19th, the Deputy Prime Minister and Minister of Finance, the Honourable Chrystia Freeland, released Budget 2021: A Recovery Plan for Jobs, Growth, and Resilience. Within the budget there are some exciting mentions related to the Canadian Disability Benefit as...

The RDSP has its limits – did you know that they don’t reset?

If you have a Registered Disability Savings Plan (RDSP), know somebody who does, or are thinking about opening one, you may already be familiar with the contribution limits for the RDSP.  Every RDSP can receive up to $200,000 in...

Withdrawing from an RDSP

This article was written with the assistance of Dan McDonald. Dan is a former accounting professor at Simon Fraser University and facilitates Plan Institute’s RDSP Level 2 webinars. Thanks to Dan for his comments and assistance. The RDSP is...

The RDSP: Overcoming barriers for Indigenous Peoples

Next to social isolation, poverty is the biggest barrier felt by Canadians with disabilities. Too many Canadians with disabilities are living paycheque to paycheque, earning too little to get ahead. However, the Indigenous population experiences a disability rate twice...

Why do Grants and Bonds end at age 49?

  One of the most common questions and complaints we get about the Registered Disability Savings Plan (RDSP) is why are people no longer eligible to receive grants and bonds after the end of the year in which the...

The RDSP Homeownership Plan

  PLEASE NOTE: the following plan has not been enacted and currently there is no opportunity to make a one-time withdrawal from an RDSP for home purchasing options. For more information on withdrawals, please see our blog post Withdrawing...