Withdrawing from an RDSP

This article was written with the assistance of Dan McDonald. Dan is a former accounting professor at Simon Fraser University and facilitates Plan Institute’s RDSP Level 2 webinars. Thanks to Dan for his comments and assistance. The RDSP is...

The RDSP: Overcoming barriers for Indigenous Peoples

Next to social isolation, poverty is the biggest barrier felt by Canadians with disabilities. Too many Canadians with disabilities are living paycheque to paycheque, earning too little to get ahead. However, the Indigenous population experiences a disability rate twice...

Why do Grants and Bonds end at age 49?

  One of the most common questions and complaints we get about the Registered Disability Savings Plan (RDSP) is why are people no longer eligible to receive grants and bonds after the end of the year in which the...

The RDSP Homeownership Plan

  How Inclusion Canada is working to improve access to homeownership for people with disabilities. This article is written by Inclusion Canada.  My Home My Community (MHMC) is a national partnership initiative of Inclusion Canada, with People First of Canada and our...

Are you Eligible for the Disability Tax Credit (DTC)?

At Access RDSP, we hear from a lot of people that they are unsure if they qualify for the Disability Tax Credit (DTC) and Registered Disability Savings Plan (RDSP). To celebrate RDSP Awareness Month, we’ve prepared this post which...

October is RDSP Awareness Month!

  In 2014, the government of BC declared October RDSP Awareness Month to help raise awareness about the Registered Disability Savings Plan (RDSP). The RDSP is the world’s first savings plan specifically designed for people with disabilities. Even with...

COVID-19 and the Disability Tax Credit – Beyond a $600 Payment

  Cynthia Minh, Disability Alliance BC *Please note that this blog post was last updated on November 3rd, 2020. Any updates made after this date may not be immediately reflected in this article. For up-to-date information, see our FAQ...

What Positive Financial Steps Can I Take During the Covid-19 Uncertainty?

By Alison Izat With the Covid-19 Pandemic upon us, we’re all experiencing a sudden change to our work and home lives and an increasing level of uncertainty as to what the future looks like. It is possible you or...

RDSP Q & A: Is it worthwhile opening an RDSP after 50?

I am over 50 and am no longer eligible to receive government contributions to my RDSP. Should I still apply for the DTC and open an RDSP? Many people believe that opening an RDSP after 50 is no longer...

Dave’s RDSP Story

The following RDSP story was submitted to encourage others to take advantage of the RDSP. Thank you, Dave, for sharing your story and helping us spread the word about this great savings program!   Several years ago, I learned...