Losing Disability Tax Credit (DTC) Eligibility

It is not uncommon for individuals to lose DTC eligibility for a period of time; many people are only approved for the DTC for a certain number of years, even those who have permanent conditions. The CRA periodically checks...

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The RDSP: Overcoming barriers for Indigenous Peoples

Next to social isolation, poverty is the biggest barrier felt by Canadians with disabilities. Too many Canadians with disabilities are living paycheque to paycheque, earning too little to get ahead. However, the Indigenous population experiences a disability rate twice...

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Why do Grants and Bonds end at age 49?

  One of the most common questions and complaints we get about the Registered Disability Savings Plan (RDSP) is why are people no longer eligible to receive grants and bonds after the end of the year in which the...

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The RDSP Homeownership Plan

  PLEASE NOTE: the following plan has not been enacted and currently there is no opportunity to make a one-time withdrawal from an RDSP for home purchasing options. For more information on withdrawals, please see our blog post Withdrawing...

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Access RDSP calls for better access to the DTC & RDSP on the International Day for the Eradication of Poverty

Each year, October 17 marks the International Day for the Eradication of Poverty. In a year where we’ve seen the effects of COVID-19 disproportionately impact the most vulnerable communities all over the world, we advocate for the need to...

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Are you Eligible for the Disability Tax Credit (DTC)?

At Access RDSP, we hear from a lot of people that they are unsure if they qualify for the Disability Tax Credit (DTC) and Registered Disability Savings Plan (RDSP). To celebrate RDSP Awareness Month, we’ve prepared this post which...

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A Quick History of the RDSP

  Have you ever wondered why we spend so much time talking about the Registered Disability Savings Plan (RDSP)? It’s not just because we think it is a valuable tool for people with disabilities to save for the future,...

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October is RDSP Awareness Month!

  In 2014, the government of BC declared October RDSP Awareness Month to help raise awareness about the Registered Disability Savings Plan (RDSP). The RDSP is the world’s first savings plan specifically designed for people with disabilities. Even with...

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