Financial Security (for your relative with a disability)

…the first in a series to promote Financial Literacy 27% of non-retired Canadians don’t commit to any type of savings, not even for retirement 4 in 10 Canadians don’t feel confident they’ll have enough money in retirement – from Hennessy’s...

Read article

Delays in the Payment of Grant or Bond?

A detailed overview of most common problems which delay Canada Disability Saving Grant or Bond payments and steps to take to remedy the situation.

Read article

Piloting her way to a comfortable retirement – Globe and Mail

Four years from retirement and only recently earning a “pretty good” salary, Marianne is worried. She will get a pension of about $2,600 a month from the university where she teaches and she has some savings. But does she...

Read article

RDSP versus Trust: Scenario 2 (Janis)

One of the most common questions that we get is, “Should I put my money in an RDSP or a Trust?”  The answer is invariably, “It depends.” This scenario explore the options when a 46 year old woman inherits...

Read article

How Income Tax Provisions on RDSP Income may Affect Canada’s Newest—yet Landless—Band: The Qalipu Mi’kmaq of Newfoundland – by Joel Crocker

When payments are withdrawn from an RDSP, they are considered to contain private contributions, government contributions and investment income in the same proportions as within the RDSP.  Two of these, the government contributions and investment income, are taxable upon...

Read article