RDSPs and Uncle Sam: What you need to know

This article was written with the assistance of Kevin Kirkpatrick of Moodys Tax. Kevin is called as a lawyer in both Alberta and Minnesota and he practices primarily in the fields of international tax and citizenship law. He is...

The RDSP has its limits – did you know that they don’t reset?

If you have a Registered Disability Savings Plan (RDSP), know somebody who does, or are thinking about opening one, you may already be familiar with the contribution limits for the RDSP.  Every RDSP can receive up to $200,000 in...

Losing Disability Tax Credit (DTC) Eligibility

It is not uncommon for individuals to lose DTC eligibility for a period of time; many people are only approved for the DTC for a certain number of years, even those who have permanent conditions. The CRA periodically checks...

Are you Eligible for the Disability Tax Credit (DTC)?

At Access RDSP, we hear from a lot of people that they are unsure if they qualify for the Disability Tax Credit (DTC) and Registered Disability Savings Plan (RDSP). To celebrate RDSP Awareness Month, we’ve prepared this post which...

A Quick History of the RDSP

  Have you ever wondered why we spend so much time talking about the Registered Disability Savings Plan (RDSP)? It’s not just because we think it is a valuable tool for people with disabilities to save for the future,...

October is RDSP Awareness Month!

  In 2014, the government of BC declared October RDSP Awareness Month to help raise awareness about the Registered Disability Savings Plan (RDSP). The RDSP is the world’s first savings plan specifically designed for people with disabilities. Even with...

We can help you apply for the DTC

Today, Bill C-20, an act respecting further COVID-19 measures, received the official Royal Assent from the Government of Canada. This means that qualifying Canadians with disabilities will receive a one-time benefit of $600 to help cover extra costs resulting...

RDSP Q & A: Is it worthwhile opening an RDSP after 50?

I am over 50 and am no longer eligible to receive government contributions to my RDSP. Should I still apply for the DTC and open an RDSP? Many people believe that opening an RDSP after 50 is no longer...

Interview with Don Shafer from The Conversation Lab

In this interview with Don Shafer from The Conversation Lab, Cynthia Mihn from Disability Alliance BC and Nicola Dunne from Plan Institute discuss the RDSP and the work of both organizations. This interview aired on Vancouver Co-op Radio on...

The RDSP for Beginners

The Registered Disability Savings Plan (RDSP) is a Canada-wide registered matched savings plan specific for people with disabilities to help them save money for their future. By matched, we mean that for every $1 you put in the government...