You can now apply online for the Disability Tax Credit!

The Canada Revenue Agency (CRA) has announced that applications for the Disability Tax Credit (DTC) can now be submitted online! Please see below for the official letter from the CRA. If you’d like tips, guidance or to speak to...

Government offers relief to RDSP holders who lose DTC eligibility

Registered Disability Savings Plan – Cessation of Eligibility for the Disability Tax Credit     On Tuesday, March 19th, 2019, the Federal Government announced important changes within the 2019 budget related to the RDSP:   To open an RDSP,...

Erin’s RDSP Story

Ric Tesan is an RDSP workshop facilitator with Plan Institute and, more importantly, the father of a daughter with a disability, Erin. Ric has graciously shared Erin’s RDSP story with us!   Erin’s RDSP Story, by Ric Tesan  ...

The Disability Tax Credit (DTC) – Did you receive a denial letter for your application?

The following is a letter from the Canada Revenue Agency (CRA), outlining the various options available to those who have received a denial letter regarding their application for the Disability Tax Credit (DTC). In addition to these options provided...

Jessica’s RDSP Story

The following is taken from a presentation Jessica Humphrey gave to families about her experience with a Registered Disability Savings Plan (RDSP). This story was originally posted by Community Living BC. To check out the original post, or view...

Sylvie’s RDSP Story

Sylvie Zebroff is the parent of James Martin, who is 24 years old and lives at home in Kelowna. Sylvie says James has classic autism: he is low-verbal, has a significant intellectual disability, visual and sensory processing challenges and...

RDSP Q & A: The 10 year rule is almost up. Now what?

Question: Many people started their RDSP in 2008, which means the 10 year waiting period for the first year of contributions is soon up. Now what? Can I actually take the money out now? What are some things to...

Canada’s taxman shouldn’t decide who has a disability

By Al Etmanski Canada’s Registered Disability Savings Plan (RDSP) is the first poverty-fighting tool for people with disabilities in the world. This remarkable example of federal/provincial/territorial co-operation, created in 2008, has already changed the lives of more than 150,000...

Overcoming barriers and increasing access to the RDSP for Indigenous Peoples

Originally posted by Prosper Canada at prospercanada.org Next to social isolation, poverty is the biggest barrier felt by Canadians with disabilities. Too many Canadians with disabilities are living paycheque to paycheque, earning too little to get ahead. However, the...

Podcast: Planning for retirement with an RDSP

On January 31, 2018, we had the honour of being interviewed by Accessible Media Inc. about the Registered Disability Savings Plan (RDSP). Plan Institute’s Executive Director, Tim Ames, spoke to host Dave Brown about this important savings tool for...