To be eligible for the Registered Disability Savings Plan, you must:
The Step by Step Guide explains each of these steps (plus a bit more) in detail.
Resources to help you with the DTC
Step-by-step guide to applying for the Disability Tax Credit: http://tinyurl.com/DTC-CRA
T2201 Disability Tax Credit Certificate form http://www.cra-arc.gc.ca/E/pbg/tf/t2201/README.html
A Guide to Understanding and Claiming the Disability Tax Credit (Ontario Federation for Cerebral Palsy, 2011 https://www.ofcp.ca/pdf/DTC-Article-from-OFCP-Mar-2011.pdf
Disability Tax Credit: A Do-It-Yourself Guide (Ontario Community Advocacy and Legal Centre) http://yourlegalrights.on.ca/resource/disability-tax-credit-do-it-yourself-guide
Disability Tax Credit Tool to give your health care provider: https://disabilityalliancebc.org/dtc-app/?fbclid=IwAR3O5L6b_0J0rd_hEmvMQGkNpAsQgK3zeOUeF3Rs8o3WfFPrh52ytzBT8aM
RC 4065 Medical Expenses, information about medical expenses you can claim http://www.cra-arc.gc.ca/E/pub/tg/rc4065/README.html
RC 4064 Disability-Related Information, tax measures for persons with disabilities: http://www.cra-arc.gc.ca/E/pub/tg/rc4064/README.html
Disability Tax Fairness, Report of the technical advisory committee on tax measures for persons with disability: http://publications.gc.ca/collections/Collection/F34-1-2004E.pdf
The Disability Tax Credit
To be eligible for the Registered Disability Savings Plan, you must receive the Disability Tax Credit. If you already have it, great! Next stop, the bank!
If you do not have it or are not sure if you can get it, you will need to apply. You (or a parent or caregiver) and a health practitioner will need to fill out Form T-2201. After both sections of the form have been filled out, you must submit the completed form to the Canadian Revenue Agency for Assessment. Following this assessment, the Canadian Revenue Agency will determine whether you are eligible to receive the Disability Tax Credit or not.
For people living in British Columbia who need support with the Disability Tax Credit, Disability Alliance BC (DABC) provides free one-to-one support through the Access RDSP program: Click here to find out more.