Sign up for the best government program in Canada – Globe and Mail

Imagine a savings program where the federal government gives a man or woman up to $3 for every $1 contributed by that man or woman – to a lifetime maximum of $70,000. Wouldn’t people flock to that program? Wouldn’t...

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A vital lifeline for the disabled – Investment Executive

Although the registered disability savings plan is now three years old, the vast majority of Canadians who are eligible for the program have not made use of it. Joel Crocker, director of planning with the Planned Lifetime Advisory Network,...

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Ottawa reviews RDSPs to improve them – Financial Post

The federal government says it will consider changes to the Registered Disability Savings Plan program that has already attracted 48,000 people in its first three years. The plan offers generous funding under the Canada Disability Savings Grants program. Depending...

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ENSURING THE EFFECTIVENESS OF REGISTERED DISABILITY SAVINGS PLANS-Finance Canada

ENSURING THE EFFECTIVENESS OF REGISTERED DISABILITY SAVINGS PLANS 1. Introduction An important consideration for parents and grandparents of a child with a severe disability is how best to ensure that child’s financial security when they are no longer able...

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Government Launches Review of the Registered Disability Savings Plan (News Release 2011-103)

The Honourable Jim Flaherty, Minister of Finance, today announced the launch of the Government of Canada’s review of the Registered Disability Savings Plan (RDSP). Minister Flaherty made the announcement this morning at the Association pour l’intégration sociale d’Ottawa. The Government...

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Is preventing the charge of fees against the holdback amount good policy?

The Canada Disability Savings Regulations (4)(f) stipulate that financial institutions cannot charge fees related to the Registered Disability Savings Plan against the assistance holdback amount of the RDSP. While this provision seems innocuous, it has a huge impact on...

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