In 2014, the government of BC declared October RDSP Awareness Month to help raise awareness about the Registered Disability Savings Plan (RDSP). The RDSP is the world’s first savings plan specifically designed for people with disabilities.
Even with little to no personal contributions, you may be eligible to receive significant government grants and bonds to help you save for your future through the RDSP
Access RDSP can help
Access RDSP is a partnership between Plan Institute, BC Aboriginal Network on Disability Society (BCANDS), and Disability Alliance BC (DABC). We provide free support and resources on the RDSP, every step of the way. BCANDS offers Indigenous-specific navigation through the process.
Our goal is to ensure that every eligible person has an RDSP to help them save for the future, but unfortunately, we know this isn’t the case. Even with the financial security that it can provide, many people who qualify still don’t have an RDSP. Of the people who are approved for the Disability Tax Credit (DTC) and could open an RDSP right now, only 31.5% of have an RDSP.
Many people do not know that they would qualify for the DTC and RDSP. If you have severe daily restrictions in any of the following sections (even just one), you could qualify:
- Vision
- Walking
- Feeding
- Speaking
- Hearing
- Eliminating
- Dressing
- Mental Functions necessary for everyday life
If this sounds like you or someone you know, we encourage you to reach out! Contact us via email helpline@planinstitute.ca, or by phone at 1-844-311-7526 to find out more.
Get inspired to start your Registered Disability Savings Plan this October!
Gain a better understanding of the RDSP and DTC with a webinar:
- Level 1: Intro to the RDSP Webinar, Tuesday, October 7th
- Level 2: Advanced RDSP Webinar, Tuesday, October 14th
- Disability Tax Credit Webinar in Mandarin, Saturday, October 25
- Level 1: Intro to the RDSP Webinar in Arabic, Monday, October 27
Ask our experts your questions about the RDSP and DTC with a moderated Q&A:
- Ask an Expert: Disability Tax Credit and other Disability Tax Supports, Wednesday, October 22
- Ask an Expert: Registered Disability Savings Plan and other Disability Financial Planning Considerations, Wednesday, October 29
Learn more about the RDSP
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Find out how the RDSP can work for:
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Help us spread the word!
We need your help to get the RDSP in the hands of as many eligible people as possible. Here are a few ways you can help:
- Tell someone about the RDSP
- Send them to rdsp.com to learn more
- Encourage them to contact their bank or financial institution about the RDSP
- Use the hashtag #RDSPAwarenessMonth throughout October
Quick RDSP Links:
RDSP Level 1 and Level 2 Webinars
Call or email our toll-free RDSP and Disability Planning Helpline: 1-844-311-7526 or helpline@planinstitute.ca