Our RDSP information sessions are hitting the road

Join us for one of our upcoming information sessions on the Registered Disability Savings Plan (RDSP). Learn all about becoming eligible, opening and benefitting from an RDSP. They are fee to attend! April 25 – Castlegar, BC 5:00PM –...

Registered disability savings plans: Why don’t more have them?—CBC News

RDSPs have financial benefits even for those who don’t make contributions In the six years since registered disability savings plans (RDSPs) first appeared, the number of accounts has been steadily growing, reflecting the potential these plans have to make...

Desjardins Exempts all Transaction Fees for RDSP Beneficiaries

In January 2015, Desjardins Group will introduce discounts that will help its young members save on service charges and potentially get their monthly transaction plan for free. Also new, members who are beneficiaries of registered disability savings plans will...

How much should I put in my RDSP?—moneysense.ca

Patricia, 27, has type 1 diabetes and qualifies for the disability tax credit. Here’s how she should spread the money between her RRSP, RDSP and TFSA By Jason Heath, CFP Q: I have $50,000 saved up and I’m adding to...

PLAN Urges the Federal Government to Make RDSPs Safe from Creditors

PLAN Letter to Paul Halucha, Director-General, Marketplace Framework Policy Branch, Industry Canada Re: Exempt RDSP Assets from Insolvency Proceedings   Dear Mr. Halucha, Twenty-five years ago, Planned Lifetime Advocacy Network (PLAN) was started by a group of families who had a single...

Would You Like to See RDSPs Protected from Bankruptcy?

PLAN would! And we have until mid-July 2014 to do something about it. Industry Canada is currently conducting a public consultation on the Bankruptcy and Insolvency Act – and in the discussion paper, a proposal has been made to exempt RDSP...

Jim Flaherty, Poverty Fighter—Al Etmanski—The Globe and Mail

Thanks to Jim Flaherty, disabled Canadians can fulfill their dreams Among Jim Flaherty’s many proficiencies I would add poverty fighter. No one knew this better than Canadians with disabilities and their families. Next to social isolation, poverty is their...

Protecting RDSPs and RESPs from Bankruptcy Seizure—MLA Andrew Weaver

How many of us plan for bankruptcy? Very few. Unfortunately, it happens far too often. When it occurs, individuals inevitably struggle to rebuild their lives in the hope that one day they will become financially stable once more. Registered...

Government Form: Revocation of Request for Canada Disability Savings Grants and/or Canada Disability Savings Bonds

Why would anyone ever want to open an RDSP and not accept any free bonds or matching grants?  One reason is because any grant or bond received means the RDSP cannot see any withdrawals made for the following ten...

Deadline for RDSP contributions is Dec. 31—Will Carey

I want to inform you about a program offered by our government that I am finding most people are not aware of. It is called the Registered Disability Savings Plan. The number of accounts currently set up represents only...