RDSP, RESP, and RRSP – A Comparison

When looking at the RDSP we have found it helpful to compare it to the Registered Retirement Savings Plan (RRSP) and Registered Education Savings Plan (RESP). As the RRSP and RESP have been around for a long time, people...

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The Importance of Relationships

The well-being of vulnerable people stands on two pillars: social and financial well-being. We’ve always known this at PLAN and you can get lots of information from our websites: www.plan.ca and www.planinstitute.ca. Working around financial well-being reinforces the importance...

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RDSP Calculator – Coming Soon

Good news!  We have been in the process of developing an RDSP calculator and are close to launching it on our blog.  This calculator will allow people to see exactly what kind of growth and payments they will see...

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Canadian Revenue Agency posts FAQ’s on the RDSP

The Canadian Revenue Agency (CRA) has created a webpage in their site that outlines the RDSP and goes through some “Frequently Asked Questions (FAQs)”.  It is definetely worth taking a look at as it goes into some interesting questions...

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Provincial/Territorial Update – Keeping Track of Your Province/Territory

Currently BC, Alberta, Newfoundland, Saskatchewan, Manitoba, Ontario, Nova Scotia, NWT and Yukon have exempted the RDSP as an asset and/or income. Quebec and New Brunswick have exempted the RDSP as an asset but are capping the amount of income that you...

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