The RDSP: Even Better than Expected

By Dan McDonald PhD, Certified Professional Accountant, RDSP Workshop Facilitator, Parent When faced with an investment proposal it is wise to remember that “if it seems too good to be true” then it probably is. And be wary. Very...

Reaching First Nation and Aboriginal Communities

By Victor Lethbridge After several years of presenting information about the Registered Disability Savings Plan (RDSP) to First Nations and Aboriginal communities, I’ve recognized a few common issues. Despite being around for nearly ten years, almost no one from...

Investing in an RDSP

Investing your RDSP When it comes to starting a Registered Disability Savings Plan (RDSP), there is no shortage of things to keep in mind. The process could be longer for some than for others, but once the account is...

How Ottawa can help families with disabilities – thestar.com

The Registered Disability Savings Plan is an excellent program and needed as much today as when it was created. Ottawa just needs to give it wings to make it fly. By: Kathleen O’Grady Published on Wed Dec 30 2015...

RDSP Family Member Allowance Extended to 2018

Registered Disability Savings Plan – Legal Representation Canada’s Budget 2012 introduced a temporary measure to allow a qualifying family member (i.e., a beneficiary’s parent, spouse or common-law partner) to become the plan holder of a Registered Disability Savings Plan...

Registered disability savings plans: Why don’t more have them?—CBC News

RDSPs have financial benefits even for those who don’t make contributions In the six years since registered disability savings plans (RDSPs) first appeared, the number of accounts has been steadily growing, reflecting the potential these plans have to make...

How much should I put in my RDSP?—moneysense.ca

Patricia, 27, has type 1 diabetes and qualifies for the disability tax credit. Here’s how she should spread the money between her RRSP, RDSP and TFSA By Jason Heath, CFP Q: I have $50,000 saved up and I’m adding to...

Have Your Say on Protecting RDSPs from Bankruptcy—by Andrew Weaver, MLA Oak Bay – Gordon Head BC

Back in March 2014,  I raised a concern about the lack of protection for Registered Disability Savings Plans (RDSPs) and Registered Education Savings Plan (RESPs). Industry Canada is now conducting a public consultation that includes these same concerns. As a quick reminder, RDSPs...

Protecting RDSPs and RESPs from Bankruptcy Seizure—MLA Andrew Weaver

How many of us plan for bankruptcy? Very few. Unfortunately, it happens far too often. When it occurs, individuals inevitably struggle to rebuild their lives in the hope that one day they will become financially stable once more. Registered...

The difference an RDSP can make: Shannon’s story—The Globe and Mail

Shannon, age 15, loves playing baseball, skiing, and swimming with dolphins. She also has a severe disability called Engelmann’s Syndrome. For her parents, Kathy and Rob, their biggest worry is what will happen to Shannon when they are no...