Bruce Sellery: RDSP

Money columnist Bruce Sellery explains to CBC how RDSPs work, and how they can help families to save for their loved-one’s future. He also talks about the important of trusts for protecting disability benefits and the general importance of...

RDSP Q & A: The 10 year rule is almost up. Now what?

Question: Many people started their RDSP in 2008 and their 10 year time is soon up. This has been a great thing, but now what? What are some of your suggestions? How can I use this lump sum to...

Q & A: What is the Canada Disability Savings Grant and how can I maximize it?

The Canada Disability Savings Grant is a way for the federal government to contribute money to your RDSP. The CDSG is a matched grant of up to 300 percent, so that means that for every $1 put in an...

The RDSP:  What is our professional and personal responsibility?

By Dan McDonald When it comes to spreading awareness of the Registered Disability Savings Plan (RDSP), how can professionals, organizations and individuals better help the community and spread awareness of this valuable tool for people with disabilities. I have...

Partnering to Spread RDSP Awareness

                      On September 1st, 2016, Plan Institute, Disability Alliance of BC (DABC), and the British Columbia Aboriginal Network on Disability Society (BCANDS), with support from the Vancouver Foundation, launched a new 4-year project partnership...

Getting a Head Start on Your Taxes – 2017 RDSP Grant & Bond Limits

If there is someone in your family eligible for the disability tax credit (DTC), don’t forget to consider the Registered Disability Savings Plan. RDSPs are tax-deferred plans open to Canadian residents eligible for the DTC, their parents and other eligible...

BMO Surpasses $1 Billion in RDSP Assets Under Management

– BMO renews partnership with the Plan Institute to promote RDSP education – Deadline for 2016 tax year RDSP contributions December 31, 2016 TORONTO, ONTARIO–(Marketwired – Dec. 20, 2016) – BMO Financial Group today announced that it has surpassed...

Our Hope is That RDSPs be Made Creditor Protected

One of the issues that has concerned PLAN families and the leadership at Plan Institute for years is the lack of creditor protection for the Registered Disability Savings Plan (RDSP). It’s a sad but realistic fact that on occasion a person with a...

BMO Celebrates International Day of Persons with Disabilities

View orginal post from Marketwired here. TORONTO, ONTARIO–(Marketwired – Dec. 2, 2016) – On the eve of the United Nations International Day of Persons with Disabilities, BMO Financial Group is reminding Canadians with disabilities and their families of the...

Economic Citizenship – Setting the post-RDSP agenda

  The Registered Disability Savings Plan (RDSP) enables Canadians with disabilities to do something most of us take for granted, save money. Already the accumulated amount in registered plans across Canada exceeds $2 billion. By itself, this is not enough to...