Chart on RDSP Holder Options. Who can be the Holder when an RDSP is opened? For a beneficiary under the age of majority, the holder can be a legal parent or legal representative. For an adult beneficiary who isn't contractually competent, the holder can be a legal representative. For an adult beneficiary who is contractually competent, the holder can be the beneficiary. For an adult beneficiary whose contractual competency is in doubt, the holder cab be a legal parent if they are a qualifying family member, or a qualifying family member.

RDSP Holder Options