Jim Flaherty, Poverty Fighter—Al Etmanski—The Globe and Mail

Thanks to Jim Flaherty, disabled Canadians can fulfill their dreams Among Jim Flaherty’s many proficiencies I would add poverty fighter. No one knew this better than Canadians with disabilities and their families. Next to social isolation, poverty is their...

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Too many hurdles to disability savings plan, Senate committee says—Jordan Press—Ottawa Citizen

OTTAWA — The Senate’s banking committee says the federal government has to do more to remove hurdles for Canadians to start aRegistered Disability Savings Plan (RDSP), and do a better job of advertising the under-utilized program. Issues with the six-year-old...

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How RDSPs work—The Globe and Mail

The Registered Disability Savings Plan (RDSP) was established to help parents and others save for the long-term financial security of a disabled person (one who qualifies for the Disability Tax Credit). The beneficiary of an RDSP can continue to receive...

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Government Form: Revocation of Request for Canada Disability Savings Grants and/or Canada Disability Savings Bonds

Why would anyone ever want to open an RDSP and not accept any free bonds or matching grants?  One reason is because any grant or bond received means the RDSP cannot see any withdrawals made for the following ten...

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RDSP Improvements from Budget 2012 Come Into Effect

Budget 2012 proposed a number of improvements to the RDSP, most of which have not come into effect until two days ago, on January 1, 2014. The changes are: Investment income earned in an RESP is now allowed to...

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[Ontario] Broker Invests $25,000 into the Futures of Kids With Disabilities—canadianunderwriter.ca

(Pickering, Ontario) – First Durham Insurance & Financial Ltd. has introduced their Possibilities Grant, where over the course of five years, they will donate $5,000 to a family with a disabled child under the age of 18 through a contribution...

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Statement of Entitlement to RDSP Holders—from the Government of Canada

In the coming months, a Statement of Entitlement (SoE) will be sent to all RDSP holders. This annual mail-out was implemented last year. The SoE provides important information about the amount of grants and bonds that an RDSP beneficiary is...

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Maximize RDSP Carry Forwards—Freedom 55

Registered Disability Savings Plans (RDSPs) were first introduces in 2008 to help people with disabilities and their loved ones save for their long term financial security. The RDSP was heavily modelled after the RESP, which helps parents save for...

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PLAN’s Submission to Finance Canada’s RDSP Three-Year Review

A Three-Year Review of the RDSP Between October 21 and December 16, 2011, the Government of Canada held a formal Review of the Registered Disability Savings Plan to ensure that the savings plans continue to meet the needs of...

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Delays in the Payment of Grant or Bond?

A detailed overview of most common problems which delay Canada Disability Saving Grant or Bond payments and steps to take to remedy the situation.

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